Pay at your own pace with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.

Choose 3, 6, or 12 monthly payments

For example, a $700 purchase might cost $64/mo over 12 months
at 15% APR.

Buying with Affirm is simple

  • Fill your cart

    Select Affirm at checkout, then enter a few pieces of info fora real-time decision.

  • Choose how you pay

    Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.

  • Pay over time

    Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.

Buy with confidence

With Affirm, you always know exactly what you'll owe and when
you'll be done paying.

Transparent

Affirm tells you up front the total amount you’ll pay. That number
will never go up.

Flexible

You choose the payment schedule that works for you.

Fair

Affirm won’t charge you late fees or penalties of any kind, ever.

FAQ

Can I pay off my purchase early?

Yes! There's no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for IOS or Android

Does checking my eligibility affect my credit score?

No, checking your eligibility won't affect your credit score.

Do I need a mobile number to use Affirm?

Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps us verify it's really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.